Have to pay your bills? Falling short of cash! If you are looking for a short term loan or in need of cash until your next payday due to some unforeseen circumstances or emergency, Payday loan is exactly what you need. It is a small, short-term unsecured loan where an individual borrows a relatively small amount of money lent at a high rate of interest on the agreement that it will be repaid at the borrower’s next payday. Though it works as a savior when you are facing a financial crunch, it should be used as the last resort. Payday loans must be taken as a mean to fund unexpected purchases that arise a few days before the end of the month, when you are financially dried up and waiting for payday.
Our Payday Loan
JRlender has been one of the leading payday loan provider in Singapore. We offer some of the highest funding amounts to our customers without performing any credit check. If you are meeting our requirements, you are eligible to apply for the loan. Despite of having a bad credit or no credit, you can be approved for a cash advance with us.
With loan tenure ranging from minimum 2 months(61Days Onwards)to maximum of 18 months, you can decide your repayment schedule accordingly. We also give flexibility in The Annual Percentage Rate (APR) of our Payday Loan with a minimum 12% to maximum of 33% per annum on reducing interest rate for 1 years tenure.
When we say fast, we mean it. Our loan application process has been designed with speed in mind. You will get the status of your loan application within minutes of submitting your application. Least paperwork (for verifying information which cannot be verified) is our policy to make the whole process smooth and easy. You will receive your money within the same day once you will sign the documents. The entire process is made simpler and fast for our customer’s convenience.
- Singaporean, Permanent Residents
- Min. 21 years old and above
- Currently Employed
- Latest 3 months payslip
- Latest 6 months or more CPF Contribution Statement
- Income Tax Statement
- Not an undischarged bankrupt, nor facing any bankruptcy proceeding
For more information about our services and how we can assist, you can contact us by email at firstname.lastname@example.org.
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General Information On Payday Loan
Information You Should Know On Borrowing
Minimum Period For RepaymentFrom 2 months (61 Days Onward)
Maximum Period For RepaymentUp to 12 months
Minimum Annual Percentage Rate (APR)12% per annum
Maximum Annual Percentage Rate (APR)Up to 33% per annum on reducing interest rate
Sample Representation On Total Cost Of The Loan :
Total Amount BorrowedS$1,000
Period of Repayment*12 months
Interest Rate*1% Per Month (Interest S$10 = S$1000 Principal * 1% Monthly Interest)
Annual Percentage Rate of Charge (APR)*12% APR
Total Interest for 1 Year (12 months)*S$120 (S$10 * 12 months)
Total Cost Payable Per Annual (12 months)*S$1120 (S$1000 Principal + S$120 Interest)
- Above stated exclude administrative fee.
- Cost of borrowing stated is an estimation and may vary due to loan amount, period of loan and other fees such as late fee and late interest rate may be charged in the event of violation on terms & conditions.
- Your actual credit amount and interest rate will be based on your individual credit profile and affordability.
- Tables above are for illustration purposes only. You should seek advice from your adviser or consultants before making any financial decisions.